Other Earnings and Cash Flow Stats:
AMERISERV FINANCIAL INC /PA/ ( ASRV ) Net Income TTM ($MM) is -2.61
AMERISERV FINANCIAL INC /PA/ ( ASRV ) Operating Income TTM ($MM) is 34.97
AMERISERV FINANCIAL INC /PA/ ( ASRV ) Owners' Earnings Annual ($MM) is 5.26
AMERISERV FINANCIAL INC /PA/ ( ASRV ) Current Price to Owners' Earnings ratio is 10.70
AMERISERV FINANCIAL INC /PA/ ( ASRV ) EBITDA TTM ($MM) is 37.03
AMERISERV FINANCIAL INC /PA/ ( ASRV ) EBITDA Margin is 27.87%
Capital Allocation:
AMERISERV FINANCIAL INC /PA/ ( ASRV ) has paid 0.12 dividends per share and bought back 0.628001 million shares in the past 12 months
AMERISERV FINANCIAL INC /PA/ ( ASRV ) has reduced its debt by 12.679 million USD in the last 12 months
Capital Structure:
AMERISERV FINANCIAL INC /PA/ ( ASRV ) Interest-bearing Debt ($MM) as of last quarter is 124
AMERISERV FINANCIAL INC /PA/ ( ASRV ) Annual Working Capital Investments ($MM) are -26
AMERISERV FINANCIAL INC /PA/ ( ASRV ) Book Value ($MM) as of last quarter is 108
AMERISERV FINANCIAL INC /PA/ ( ASRV ) Debt/Capital as of last quarter is 120%
Other Balance Sheet Stats:
AMERISERV FINANCIAL INC /PA/ ( ASRV ) has 17 million in cash on hand as of last quarter
AMERISERV FINANCIAL INC /PA/ ( ASRV ) has 219 million of liabilities due within 12 months, and long term debt 118 as of last quarter
AMERISERV FINANCIAL INC /PA/ ( ASRV ) has 16 common shares outstanding as of last quarter
AMERISERV FINANCIAL INC /PA/ ( ASRV ) has 0 million USD of preferred stock value
Academic Scores:
AMERISERV FINANCIAL INC /PA/ ( ASRV ) Altman Z-Score is 0.01 as of last quarter
AMERISERV FINANCIAL INC /PA/ ( ASRV ) Piotroski Score is 7.00 as of last quarter
Corporate Governance:
AMERISERV FINANCIAL INC /PA/ ( ASRV ) largest shareholder is WELLS FARGO & COMPANY/MN owning 1 shares at 0.00 ($MM) value
STOPKO JEFFREY A(an insider) Bought 3000 shares of AMERISERV FINANCIAL INC /PA/ ( ASRV ) for the amount of $8550.00 on 2024-11-07
21.00% of AMERISERV FINANCIAL INC /PA/ ( ASRV ) is held by insiders, and 36.96% is held by institutions
AMERISERV FINANCIAL INC /PA/ ( ASRV ) went public on 1990-03-27
Other AMERISERV FINANCIAL INC /PA/ ( ASRV ) financial metrics:
FCF:1.51
Unlevered Free Cash Flow:1005.65
EPS:0.29
Operating Margin:6.79
Gross Profit Margin:100.00
Div. Payout Ratio%:-75.98
Div. Growth YoY%:0.00
Equity Return%:4.37
Beta:0.60
Buffet's Owners Earnings:5.26
Price to Owner's Earnings:10.70
About AMERISERV FINANCIAL INC /PA/ ( ASRV ) :
AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products. It offers retail banking services, such as demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, and money orders. The company also provides lending, depository, and related financial services, such as commercial real estate mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, certificates of deposit, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers. In addition, the company offers personal trust products and services, including personal portfolio investment management, estate planning and administration, custodial services, and pre-need trusts; institutional trust products and services comprising 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts; financial services consisting of the sale of mutual funds, annuities, and insurance products; and union collective investment funds to invest union pension dollars in construction projects that utilize union labor. Further, it engages in underwriting as reinsurer of credit life and disability insurance. The company operates in Allegheny, Cambria, Centre, Somerset, and Westmoreland counties, as well as Pennsylvania and Washington County, Maryland; and operates automated bank teller machines. AmeriServ Financial, Inc. was founded in 1983 and is headquartered in Johnstown, Pennsylvania.
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